Credit Score, do you know what your credit score is? This score is a large piece of your mortgage application. Good credit scores are 680-900. I look at credit every day and can give you tips to increase your credit score in a few months.
Sometimes paying down a credit card will increase your score drastically. It is really important to make sure your cards do not go over limit or even 50% of your limit. If your card is a limit of $5000 you should not put more than $2500. Pay your bills on time every month.
The two companies lenders use to check your credit are Equifax and Transunion.
Check out Equifax’s site on What is a good Credit Score;